FP&A Portfolio — Building Finance Systems That Drive Decisions
Forecasting • Commercial Finance • Unit Economics • Spend Analytics
FP&A specialist with end-to-end understanding of the finance engine.
Global Team Time Coordination
See who is online now, who comes online next, and the best time to reach each region from your timezone.
Start here (recommended path)
Follow this sequence for the complete CFO / FP&A picture — from planning the model to ranking every lever that moves profit.
Core FP&A Simulator
Start here. Build the financial plan, set scenarios, and stress-test your base case across industries before looking at anything else.
Open Core FP&A →Commercial / Sales Finance
Go beyond top-line revenue. See the true margin impact by channel, the real cost of discounts, and where promotions are actually hurting P&L.
Open Commercial Sales →Revenue Bridge & Cohort Retention
Explain why revenue changed month over month — and whether growth is healthy or quietly leaking through churn and contraction.
Open Revenue Bridge →Unit Economics
Can you actually afford to grow? This tells you if acquiring more customers makes the business richer — or just faster at losing money.
Open Unit Economics →Working Capital FP&A
Why does cash keep disappearing even when sales look fine? Maps where money gets stuck — in slow collections, late payments, or idle inventory.
Open Working Capital →Operations Spend Analytics
Stop leakage before it becomes a problem. See which vendors, rate cards, or accruals are costing more than the budget allows.
Open Ops Finance →Indirect Cost & Headcount CoE
Model the biggest internal cost: your people. Fully loaded salaries, ramp curves, capacity gaps, and the cash impact of every hire.
Open Headcount →Capex & Financing Decisions
Buy cash, finance with a loan, or lease — and see exactly what each option does to your cash balance, P&L, and runway over time.
Open Capex & Financing →KPI Tree & Driver Sensitivity
The final lens. Rank every lever across the business by its impact on profit and runway — then loop back to the plan with the right priorities.
Open KPI Tree →MDF Governance Tracker
Govern partner marketing fund claims from commitment through accrual and reimbursement — with exception routing to the Operating Rhythm layer when claims get stuck.
Open MDF Tracker →What's the problem you're solving?
Pick the question your CFO is asking — open the right model instantly. Hover a card to see a sample output.
“Our forecast changes every week and no one trusts the numbers.”
Open Core FP&A Simulator →“Sales says pipeline is strong — but we don't know if those deals actually make money.”
Open Commercial / Sales Finance →“We're growing fast, but the math on customer costs and payback doesn't add up.”
Open Unit Economics →“Revenue is flat and no one can explain whether it's churn, mix shift, or price.”
Open Revenue Bridge & Cohorts →“We're profitable on paper but cash keeps disappearing — collections or inventory?”
Open Working Capital FP&A →“OpEx is creeping up every month and no one knows exactly where it's going.”
Open Operations Spend Analytics →“The team wants to hire 3 more people — I don't know if we can afford it or what it breaks.”
Open Indirect Cost & Headcount →“We need a major asset — buy outright, take a loan, or lease? And what does each do to runway?”
Open Capex & Financing →“Everyone has a theory on what to fix — we need to rank the levers that actually move profit.”
Open KPI Tree & Sensitivity →"We have MDF claims everywhere — I don't know which are blocked, which are ready to accrue, or who needs to act today."
Open MDF Governance Tracker →System View
These aren't isolated spreadsheets. They form a single Finance Operating System.
In real life: a leader asks "should we hire, cut, raise prices, push a promo, or slow down?" This system turns that question into numbers you can trust—and a clear recommendation.
About Me
The person behind the models.
I'm Ralph Patrick Divina — an FP&A specialist who builds finance systems that help leaders make faster, better decisions.
This toolkit isn't a slide deck or a set of screenshots. It's a working portfolio of interactive finance models — built the same way I'd build them inside a real company: driver-based inputs, scenario logic, and outputs that tell you exactly what to do next.
Every module ends with a decision card: Approve / Flag / Fix. No ambiguity, no "it depends." Finance that actually moves the meeting forward.
Contact & Links
One click to proof — no hunting required.
Tooling
Light mention on purpose—this portfolio is about decision systems, not software flexing.
Built for
If you value clarity, rigor, and decision velocity — this is built for you.
Closing
Built for recruiters, hiring managers, and finance leaders who value clarity, rigor, and decision velocity.